Founded in 2015 by a first-generation entrepreneur with extensive experience of 25+ years in the financial services industry, Veritas is a unique MSME focused lender providing secured business loans, home construction loans, and working capital loans in South and East India. Starting its journey from Tamil Nadu, Veritas has followed a calibrated geographic hub and spoke model to spread across 8 states and 1 union territory and built a rapidly growing network of 200+ branches. Through its experience of lending to small and mid-size businesses, the company has developed a robust in-house underwriting model based on a conservative assessment of the end customer’s cash flow. By virtue of this differentiated credit risk evaluation model and a strong collections process Veritas boasts of a high-quality loan book.